How Delinquency and a Debt Settlement Program Can Affect the APR on Your Credit Card (Part 2)

  • Debt, Private Finances
  • June 17, 2017
  • Comments Off on How Delinquency and a Debt Settlement Program Can Affect the APR on Your Credit Card (Part 2)

Image courtesy of renjith krishnan / FreeDigitalPhotos.net In part one of this two-part post, we examined APRs of current and delinquent credit card accounts under a few conditions. From good standing to charge-off and collection situations, creditors may treat account APRs differently, but a few things can be applied across the board. Here is a […]

Read More

Confession: I Broke My Number One Rule Of Shopping

My New Reminder I know I cannot be trusted with credit cards; the temptation of overspending is just too much for me to handle. That’s why I will never carry them again.   But I would have never guessed the events that unfolded late last week as I was shopping for needed items for our annual […]

Read More

A Sure-Fire Way To Save On Taxes

Image courtesy of Renjith Krishnan / FreeDigitalPhotos.net Thomas J. Stanley studied America’s wealthy for decades. One of the observations he made was that the top wealth holders, those who kept a larger portion of their income, only realized 3.66 percent of their wealth in taxes compared to 6.7 percent for those those who consumed it. […]

Read More

The Magic Bullet To Combining Finances Successfully

Image courtesy of Stuart Miles / FreeDigitalPhotos.net I knew the minute I finished the sentence that someone would comment on it, and I was right.  In my post last week describing an afternoon at a food and wine event I mentioned that I bought two bottles of BBQ sauce, but not before checking in with […]

Read More

5 Personal Finances Blogs I Recommend to Our Customers

Serious about getting out of debt? Read these! In my role as Social Media Manager, I wind up conversing with all kinds of people looking for information about debt. Some of these folks have already enrolled in CareOne debt relief plans; some are just looking for resources to do it on their own. I like […]

Read More