How Delinquency and a Debt Settlement Program Can Affect the APR on Your Credit Card (Part 2)

  • Debt, Private Finances
  • June 17, 2017
  • Comments Off on How Delinquency and a Debt Settlement Program Can Affect the APR on Your Credit Card (Part 2)

Image courtesy of renjith krishnan / FreeDigitalPhotos.net In part one of this two-part post, we examined APRs of current and delinquent credit card accounts under a few conditions. From good standing to charge-off and collection situations, creditors may treat account APRs differently, but a few things can be applied across the board. Here is a […]

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How Much Does It Cost Businesses To Allow Credit and Debit Card Payments?

  • Credit, Debt
  • June 17, 2017
  • Comments Off on How Much Does It Cost Businesses To Allow Credit and Debit Card Payments?

Image courtesy of hin255 / FreeDigitalPhotos.net Imagine going through a fast food drive through, and seeing a sign stating that you will be charged a service fee for each order. If that wasn’t odd enough, the sign goes on to say that your $0.39 will be refunded if you pay with credit card, cash, or […]

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Knowing when to throw in the towel is an art: bankruptcy and liquidation are a hard choice

  • Debt, Invest, Loan
  • June 17, 2017
  • Comments Off on Knowing when to throw in the towel is an art: bankruptcy and liquidation are a hard choice

Today’s post comes a brand new member of the TeamEOD writing team – please help me give a warm welcome to Maria who hails from The Money Principle!   I have a lot of admiration for Maria, as she has an absolutely INCREDIBLE debt payoff story. She’ll be appearing here from time to time, and I […]

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No Thanks, DirectTV, You Know Where You Can Stick Your High Pressure Sales Act

  • Credit, Debt
  • June 17, 2017
  • Comments Off on No Thanks, DirectTV, You Know Where You Can Stick Your High Pressure Sales Act

Image courtesy of Grant Cochrane / FreeDigitalPhotos.net I thanked the employee that had asked if I needed any help, guided me to what I was looking for within Best Buy,  and answered my questions. As I began to turn away, he said, “Oh, just one more thing. Who is your cable provider?” It was at […]

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3 Reasons To Never Borrow From Your 401k

  • Debt, Loan
  • June 17, 2017
  • Comments Off on 3 Reasons To Never Borrow From Your 401k

Have you ever needed a large amount of money and dipped into your 401k to get it?  Maybe you wanted to put a down payment on a house, had an emergency, or some other reason you needed the money. If you did dip into your 401k, was it really worth it?   Taking Money From […]

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Debt Relief Firms: Why Use One and How to Pick a Good One

  • Debt, Invest
  • June 17, 2017
  • Comments Off on Debt Relief Firms: Why Use One and How to Pick a Good One

Image courtesy of Stuart Miles / FreeDigitalPhotos.net If you’re currently in debt and are considering working with a debt relief firm, you’re in good company. Many people just like you are turning to debt relief firms to help them create and follow a plan for freeing themselves from debt. But why would you opt to […]

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Build Your Budget Foundation

Image courtesy of Stuart Miles / FreeDigitalPhotos.net The foundation of a couple being successful with their finances requires a clearly defined method of budgeting, and frequent, open, and honest communication between the two people involved. Do you have this foundation? Vonnie and I didn’t for the first thirteen years of our marriage. Our budget, and […]

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Review and Give Away: How Much Money Do I Need To Retire?

  • Debt, Invest
  • June 17, 2017
  • Comments Off on Review and Give Away: How Much Money Do I Need To Retire?

Retirement Planning While Sitting On a Beach The book had been sitting on my desk in my home office for months, staring at me in plain sight as a reminder that I needed to read it. Someday. I had received How Much Money Do I Need To Retire from the author, Todd Tresidder, at the […]

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Using Arcade Games to Teach My Daughter About Gambling

I am writing this as my daughter skates around the local roller rink. There was a time when she would bring $5 with her and blow it all on the arcade games. After many failed attempts to grab the stuffed animal or put the ball in the right slot I think she’s learned the value […]

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5 Personal Finances Blogs I Recommend to Our Customers

Serious about getting out of debt? Read these! In my role as Social Media Manager, I wind up conversing with all kinds of people looking for information about debt. Some of these folks have already enrolled in CareOne debt relief plans; some are just looking for resources to do it on their own. I like […]

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